Reaching NIST SP 800-63A IAL3 compliance requires conducting DIRM assessments, validating identity evidence, and balancing security and usability. Furthermore, NIST guidelines encourage using phishing-resistant authenticators such as FIDO passkeys for increased protection from cyber threats.

The IAls are three levels of assurance, with IAL1 being the least stringent. These levels help establish how strong an individual's claimed identity matches up with real world identities.

TrustSwiftly’s supervised remote identity proofing

TrustSwiftly's Remote IAL3 enrollment identity proofing services enable TrustSwiftly's supervised remote identity proofing service to perform more verifications in less time, quickly. They offer email, phone number and ID verification as part of this service - perfect for augmenting Stripe Radar with additional security reviews to reduce false declines and prevent fraud.

This method is more secure than unsupervised proofing. Not only can an agent capture a user's face and evidence documents during proofing, they can also connect live to a kiosk during proofing for additional verifications including device checks.

Zero Trust operationalizes compliance by providing adaptive authentication across all access points - users, devices and networks- without impacting user experience or complicating business processes. In addition, this technology enables risk-based access reviews with real-time risk scoring to facilitate audits more easily.

NIST 800-63A IAL3 compliant solution

NIST Special Publication NIST 800-63A IAL3  verification requirements are the strictest among digital identity guidelines. They call for an on-site identity proofing session attended by at least one CSP representative and collection of at least one biometric characteristic as part of an identity proofing session, in addition to stringent chain of custody and anti-spoofing protections.

Traditional in-person proofing processes are expensive, time consuming and inflexible for remote workers - creating logistical nightmares and security risks. Trust Swiftly provides an alternative via its secure kiosk which facilitates remote proofing under supervision.

TrustSwiftly's IAL3 compliant solution utilizes document validation, facial recognition and address verification technologies to authenticate government issued ID documents for authenticity verification. Verification beyond the scope of IAL3 may also include device checks to ensure data submitted matches real world records.

Dynamic MFA orchestration from NIST conforms with its modular framework and supports all three assurance levels: IAL, AAL3, FAL3 with hardware-backed authenticators such as FIDO2 security keys for AAL3; this approach also facilitates higher Federation Assurance Level (FAL). By operationalizing compliance from a static checkbox exercise to an adaptive and continuously enforced identity verification posture.

Flexible deployment options

Trust Swiftly is a dynamic identity verification solution designed to assist businesses in safely verifying real e-commerce customers and quickly detect fraudsters. Offering 15 different verification methods, Trust Swiftly guarantees users are who they claim they are while also shielding businesses from chargebacks and other financial losses caused by fraudsters.

Verification methods available include reCAPTCHA verification, ID ownership verification and phone SMS ownership verification. Live video verification enables agents to personally validate documents in person while avoiding tampering or manipulation - this feature is exclusive to business and enterprise plans.

TrustSwiftly's zero-trust model empowers organizations to operationalize compliance without compromising user experience or efficiency, by using a central platform to set authentication requirements and sync them up with devices, networks and applications.

Robust security

TrustSwiftly was designed with maximum security in mind, providing trust-building features and mitigating risks in an increasingly digital landscape. This platform offers advanced features and benefits such as regulatory compliance, improved user experience and operational efficiency - as well as numerous regulatory compliance-related features and advantages.

This platform employs multiple verification techniques to guard against identity theft and impersonation, including facial recognition with liveness detection, fingerprint scanning and voice authentication. These robust defense mechanisms offer reliable protection from adversarial AI or deepfakes making this platform ideal for fintechs and online stores.

Solution leverages a hardware security module that meets AAL3 requirements, making this an excellent option for organizations that require self-service kiosks or secure devices to meet AAL3. Devices can then be loaded with TrustSwiftly app or single browser page to start proofing sessions.

AI-powered fraud detection

TrustSwiftly uses cutting-edge biometric authentication and watchlist screening technology to provide comprehensive NIST IAL3 verification services to businesses. It helps prevent identity fraud, hacking attempts, financial losses as well as ensure regulatory compliance while improving user experience.

AI-powered fraud detection systems are fast and flexible, quickly flagging emerging threats such as synthetic identity attacks or advanced account takeover. Their generative model gradually learns over time by connecting seemingly unrelated dots that suggest potential fraudulent activities - helping it stay ahead of criminals by constantly updating with fresh data.

Zero Trust can easily integrate into a modular assurance framework by adapting NIST SP 800-63-4 into an implementation plan for authentication, authorization and federation decisions that are contextual and adaptive - giving your business the capability to meet evolving threats while still offering excellent customer experiences.